Snapshot
Quick facts
Policy status
Active central scheme
Region
India (Central)
Type
Startup Loan Guarantee
Verified
Verified by editorial team
Key Figures
The numbers that matter — verify on the official portal
Cover up to Rs 20 crore per borrower (raised from Rs 10 crore)
85% of default up to Rs 10 cr; 75% above Rs 10 cr
For DPIIT-recognized startups via Member Institutions
Support Types
What the scheme actually offers
- collateral-free guarantee on loans
- venture debt/term loan/working capital access
- 85% cover up to Rs 10 cr in default; 75% above Rs 10 cr
Best Suited For
Fit Business Ideas
Examples this scheme tends to suit
Documents You Will Need
- DPIIT recognition
- loan proposal/financials
- lender (Member Institution) application
How to Apply
Step-by-step process
- 1Get DPIIT recognition
- 2Approach a CGSS Member Institution (bank/NBFC/VC debt fund)
- 3Lender routes loan under CGSS guarantee
- 4Use venture debt/working capital
Warning
Read this before applying
Works THROUGH registered lenders for DPIIT startups; not a direct grant.
Official Government Links
Always verify on these portals before applying
CGSS - Credit Guarantee Scheme for Startups can reduce capital pressure, but only when documentation, eligibility, and execution are tight. Always verify the latest amounts and deadlines on the official portal before applying.