Snapshot
Quick facts
Policy status
Active central scheme
Region
India (Central)
Type
Micro Loan
Verified
Verified by editorial team
Key Figures
The numbers that matter — verify on the official portal
Shishu: up to Rs 50,000
Kishore: Rs 50,001 - Rs 5 lakh
Tarun: Rs 5 lakh - Rs 10 lakh
Tarun Plus: Rs 10 lakh - Rs 20 lakh (after repaying a Tarun loan; Budget 2024-25)
Collateral-free; for non-farm micro/small businesses
Support Types
What the scheme actually offers
- Shishu (up to Rs 50k)
- Kishore (Rs 50k-5L)
- Tarun (Rs 5-10L)
- Tarun Plus (up to ~Rs 20L)
- collateral-free
Best Suited For
Fit Business Ideas
Examples this scheme tends to suit
Documents You Will Need
- Aadhaar/PAN
- business plan/quotations
- bank KYC
- Udyam (recommended)
How to Apply
Step-by-step process
- 1Pick a bank/NBFC/MFI
- 2Apply (branch or JanSamarth portal)
- 3Submit plan & KYC
- 4Get loan & repay on time
Warning
Read this before applying
It is a LOAN (must be repaid), not a grant; apply via banks - avoid agents who 'guarantee' approval for a fee.
Official Government Links
Always verify on these portals before applying
MUDRA / PMMY (Pradhan Mantri Mudra Yojana) can reduce capital pressure, but only when documentation, eligibility, and execution are tight. Always verify the latest amounts and deadlines on the official portal before applying.