Snapshot
Quick facts
Policy status
Active central scheme
Region
India (Central)
Type
Credit-linked Subsidy
Verified
Verified by editorial team
Key Figures
The numbers that matter — verify on the official portal
Max project cost: Rs 50 lakh (manufacturing), Rs 20 lakh (service)
Margin-money subsidy: 15-25% general; 25-35% special category/rural
Own contribution: 10% general, 5% special category
Only NEW units eligible
Support Types
What the scheme actually offers
- margin-money subsidy (higher % for special categories/rural)
- bank loan linkage
- EDP training
Best Suited For
Fit Business Ideas
Examples this scheme tends to suit
Documents You Will Need
- Aadhaar/PAN
- DPR/project report
- education & caste/category proof if applicable
- quotations
How to Apply
Step-by-step process
- 1Apply on the PMEGP e-portal (KVIC)
- 2DPR & interview by district task force
- 3Bank sanctions loan
- 4Complete EDP training
- 5Subsidy adjusted after lock-in
Warning
Read this before applying
Only NEW units qualify; subsidy is credited via bank after conditions are met - verify current caps.
Official Government Links
Always verify on these portals before applying
PMEGP - Prime Minister's Employment Generation Programme can reduce capital pressure, but only when documentation, eligibility, and execution are tight. Always verify the latest amounts and deadlines on the official portal before applying.